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Pocket Money, Chores & Values

When Jake was 4 years old, he enjoyed looking at bargain shops, especially perusing the toy aisles and all their strangely fascinating plastic junk.  Inevitably, each time we went into a bargain shop, he would want me to buy something for him.  I never did.  He had enough toys.  Also, I wanted to teach him that we can’t buy everything we want and happiness isn’t found in our material things. I figured it was time for Jake to have some pocket money both so that he would stop pestering me to buy him junky toys and to learn that “money doesn’t grow on trees”.

It seemed logical that he should have to earn his money by doing jobs because that’s how things generally roll in the “real world”.  So, I would give Jake a job to do each weekend to earn a little pocket money, such as helping to clean the car or wiping down the bathroom vanities.  There were also chores I expected him to do purely as a contribution to the family, such as emptying the cutlery rack of the dishwasher and taking his plate to the kitchen bench after eating.

When I first told Jake that he’d be getting pocket money, his eyes lit up.  And, at first, he enjoyed the responsibility of doing jobs that, until then, he’d only seen adults do.  You can probably predict what happened over time, though.  He started refusing to do jobs unless he was paid for them and, eventually, any jobs at all as he decided that not having to work was even more favourable than having money to spend.

It was time to reconsider our system.  I asked other families how they approached chores and pocket money with their kids.  It seemed few had settled on a system that they were really happy with and many had experienced the kinds of bumps I had.  Then I realised that the point was this – what did I want doing chores and having pocket money to teach Jake?

There are many different concepts we can teach our children through chores and pocket money but it gets confused when we try to teach all of them through one system.  When we narrow the outcomes down and get specific about know what our intentions are, it becomes a lot clearer how to go forward.  Here’s what I decided –

I wanted Jake to do chores to develop a sense of his capacity to make a contribution and to learn practical life skills.

I wanted Jake to have money to learn how to manage it.

I was willing to forgo trying to teach him that money is earned or to develop a work ethic through chores and pocket money in order to focus on contribution, life skills and money management.  There are plenty of other ways he can learn about earning money and having a good work ethic, such as through the example my husband & I set and through the discipline he needs for his school work and sports practices.

So, I realised that, to achieve the aims we’d settled, on, I had to separate the money from the chores.  Now, just as Jake does jobs to share in the family’s workload, he also shares in our family income.  While the money and chores are no longer linked to each other, they are both linked to his position as an equal member of our family.  This reflects one of my essential spiritual values – that everyone, regardless of age or any other factor, is equal and must be treated as such.

Now that he is 4, Thomas is old enough to also be involved in our system.  I have recently made Jake and Thomas each a visual “Helping Chart”. We’ve scrapped the terms “chores” and “jobs” to make it explicit that the tasks they do are to help our family.  On the chart are the ways they help in the mornings, the ways the help in the afternoons and the ways they help ocassionally, as needed.  Thomas does tasks likes feeding the cat and getting the mail from the letter box.  Jake vacuums and empties the bottom rack of the dishwasher.

One new addition to our routine is that Jake and Thomas each help me to make a meal once a week.  I let them choose what they’re going to make (I fear we may be eating more pasta than I can take!).  One side effect of giving them this responsibility has been that it gives me a little extra one-to-one time with each of them.  And, all going well, in a few years, my husband and I will be able to sit back with a glass of wine while our boys take care of dinner.

 

HOW MUCH MONEY SHOULD KIDS GET & WHAT DO THEY SPEND IT ON?

Then there’s the question of how children spend their money.  I’ve always been quite fond of the 3 jar system in which a child is given 3 jars, labelled “Save”, “Spend” and “Give”.  They put a third of their money in each and use it accordingly.  I guess I thought the jars were cute (particularly when you’re looking at Pinterest)  But, when it comes to saving and giving, I think life will teach them better about this than being forced to save or to give.

Having a jar for giving makes it an obligation, not a genuine act of kindness.  I prefer to invite my boys to share their money when opportunities naturally occur rather than to insist on it.  Our local hospital has been appealing to the public to donate new Winter pyjamas for children who arrive at the hospital without them.  So, last weekend, I took Jake and Thomas shopping to each choose a couple of pairs of pyjamas which we then delivered to the hospital.  The day before we went, I explained to them what we would be doing and why and I suggested that, if they wanted to, they could use some of their own money to help pay for the pyjamas.  I left it for them to think about.  The next day, before we left to go shopping, I asked them each what they had decided.  They were both adamant about their decisions.  Jake wanted to give some of his money.  Thomas didn’t.  I acknowledged Jake’s generosity but I didn’t praise him or judge Thomas for not contributing.

As for saving, already, Jake and Thomas have both found themselves in the position of having spent one week’s worth of money on something small and later wished they had saved it so they could buy something more satisfying.  Equally, last year Jake had his eye on a small Lego set.  We put a picture of it by his money box and he saved up until he was able to buy it for himself.  He learned about delayed gratification and prioritising how he spends his money.

Most of me believes that it is their money to spend as they choose.  However, I have put my foot down when they’ve wanted to buy really unhealthy food.  I couldn’t bear to watch them consume a whole chocolate bar after the efforts I go to give them a nutritious diet.  I’m unsure if I should be restricting their spending in any way so I’m still mulling that one over.

How much pocket money they get isn’t, I think, too important.  We’ve chosen to start small.  4 year-old Thomas gets $1 a week.  7 year-old Jake gets $2 a week.  They have no need for more money and they can learn just as much about handling money at the bargain shop as they can at a department store.  Making mistakes and learning lessons when the stakes are low is good practice for when the stakes are higher.

I can imagine that our system will have many reincarnations as the boys get older. Thomas will not be happy if he’s still only getting $1 a week when he’s 13!  And that wouldn’t be enough to teach him what I’ll be wanting him to learn at that stage. Certainly, by the time they’re in their teens, I anticipate that we’ll be giving them quite a significant amount of money with which to budget in order to learn money handling skills.  Perhaps they’ll have to use it to buy their own clothes and entertainment, really having to separate their needs from their wants.

 

CONCLUSION

I don’t think that there is one right way to manage chores and pocket money.  My lesson has been to let our values guide me and get clear about what are the most important things I want to teach my boys.   I have chosen to use it to pass on spiritual values such as their sense of belonging and contribution and to develop some early money handling and practical life skills.  As my boys get older, my intentions may well change and the system itself definitely will to make it age-appropriate.

 

Much love to you and your little souls,

 

PS – There are a number of books available about how to manage money and chores with kids.  There are many also that about values that relate to money, such as gratitude and non-materialism.  I am hoping to read some of them and have just started reading The Opposite of Spoiled by Ron Lieber which is great food for thought. (I am not an affiliate for Ron’s products)

 

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A Better Way to Teach Values

HYPOTHESIS: THERE’S A BETTER WAY TO NURTURE VALUES IN OUR CHILDREN

My values have always been important to me.  When I first had children, I intended to instil “good values” into them so that they could be positive citizens of the world.  Our family would be honest, hard-working, kind… But I’ve been thinking lately about how to respond to my boys’ behaviour when it feels in opposition to my values.  It occurred to me that, more important and effective than teaching them specific values, would be to grow my boys’ spiritual strength.  I know that when I’m feeling tuned into God, my behaviour is naturally more loving.  With spiritual strength, I have the wisdom, power and confidence to make good choices.  Ultimately, spiritual strength gives us the ability to really Love.

Following this line of thought, I concluded that Love is the over-arching value, perhaps the only universal value.  Other values are subjective.  Take determination and hard work, for instance.  They are valuable in the service of Love (eg. creating a support group for people in need) but destructive in the service of fear (eg. weapon-building).  Applying other values depends on the people and the circumstances of a situation.  The wisdom of Love is required to know how to apply them.
THE DIFFICULTY WITH TEACHING VALUES

Teaching values without nurturing spiritual strength is teaching judgement – judgement of self and judgement of others.  It requires the mind to divide behaviour into “good” and “bad”.  From there, we fall into the trap of fear-based parenting.  (See The Real Purpose of Parenting)  Our fears, for example, that our children will not become positive adult citizens of the world or that their behaviour won’t reflect well on us creates judgement within us. Before we know it, we’re lecturing our children with lines like “where is your respect?” and “in this house we tell the truth” and “you don’t know what hard work is!”  I imagine most parents have said these kinds of things to their children at times, I’ve said them too.  On hearing such reprimands as a child, I believed that I was a terrible person and there was no hope for me.  Reduced to my smallest, most fearful self, I was powerless to truly consider whatever I had done “wrong” from Love.  The opportunity to grow was lost.  In my childhood, I was actually more often told that I was a “good girl” but that shrinking feeling was vivid in my memory.   By being a good girl, I was trying to gain approval and, more so, avoid disapproval.  My behaviour wasn’t guided by my own compass, my own wisdom (Love).  I didn’t even know I had any.

I’m not saying values aren’t important.  I’m saying that there may be a better way to encourage them in our children than to constantly judge their behaviour by our particular values.  A way that respects them and makes them more likely to live “morally”.  We can point them towards the Love that has always been there inside them instead of towards mind-made judgement.

 

WHAT IS SPIRITUAL STRENGTH?

I have been asking myself “what helps me to extend the reach of God’s Love in the world?”  For me, all loving thought & action seems to come from one of three practices – gratitude, compassion and faith.  These words are verbs, not just ideas.  If I can focus on deepening my boys’ understanding of gratitude, compassion & faith and show them how to put them into action, I think they will know how to live with “good values” and have the courage to do so.  Each of these three components needs a blog post of its own but I will briefly share how I think they might enable us to live with Love.

Gratitude – Gratitude has so many facets beyond it’s obvious (and wonderful) ability to lift us when struggling in some way.  When gratitude becomes a spiritual practice, we realise the abundance available to us.  With a heart full of gratitude, we have more to give and we honour what we have, including the people we encounter in our lives.  Our capacity, for example, to be generous, creative and humorous – to live in accordance with many of our values – expands.

Compassion – Compassion combines understanding, non-judgement and desire to serve.  To practice it is embodied in The Golden Rule: treat others the way we would like to be treated.  I introduced The Golden Rule to Jake a number of months ago and have started using it as a point of reference. For example, when his behaviour isn’t kind or respectful.   We talk specifically about how he would feel if he were the other person and he usually suggest himself how he’s going to show the other person that he cares and, if possible, fix the situation.  I try not to lecture, put my hands on my hips or raise my voice.  I just ask Jake questions that encourage him to draw on his compassion.  Compassion goes far deeper than “would you like it if he did that to you?” but this is a starting point upon which we can build.  (I’ve been thinking of displaying the words “The Golden Rule” in golden lettering somewhere in our home as a reminder to us all.)  Growing our compassion grows our commitment to values such as justice, peace and responsibility.

Faith – Faith is trust that, when we allow God to be our guide, the best will happen.  It doesn’t mean we will always get what we want, it means we will allow God to get what He wants and it’ll be even better than we imagined for ourselves.  As my faith grows, it has become a source of strength, especially in the face of fear.  I am slowly becoming more adventurous and willing to take on a challenge, including the challenge of being authentic.  I have enough trust to step out and live by values that haven’t previously been expressed in my life because of fear.

This summary of practices to develop spiritual strength (gratitude, compassion and faith) is a very personal one, based on what resonates with me.  Perhaps your experiences point to a different set of practices that grow your spiritual strength.  And it’s likely that, as we come to really know our children, we will realise that they have different spiritual practices than we do.  Every soul practices and grows its spirituality differently but it all enables us to Love.

 

CHILDREN NATURALLY HAVE GOOD VALUES

I’d like to add a short but important point.   We need to trust and our children need to know that they have infinite Love inside them, ready to be put to work at any and every moment.  Essentially, growing their spiritual strength is nurturing who they really are, servants of Love.

“Service will come naturally, as part of who we are, when we allow ourselves to truly express our authenticity from the centre of our being” – Anita Moorjani, “What if This is Heaven”.

I said recently to Jake, “I know you have lots of kindness in you but you’re not using it right now”.  I was trying to show him that I have no doubt in his ability to be kind but that he has to choose to exercise it.  When he’s older, I might just be able to say, “Choose compassion”, not as an instruction, just a simple reminder to use it.

 

IN SUMMARY: LOVE & VALUES

I’ve struggled a little to write this post, to make my meanings clear and bring it to life.  This idea of focussing more on spiritual strength than explicit teaching of values is new for me.  While I felt compelled to write about it, I have a lot more wondering and wandering to do.  But, to reduce this post to one idea that you might be able to work with, I leave you with this: Nurturing our children’s spiritual strength is nurturing their ability to Love.

As I shift away from judgement in my parenting, my hope is that my boys will live with “good values” because they care, not because they fear.

 

Much love to you and your little souls,

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